We strive to provide suitable investment plans through our proprietary, process-driven, dynamic asset allocation portfolio models. These are designed to continuously meet financial objectives and generate consistently superior, risk-adjusted returns by focusing on investments with a proven track record.
All portfolios are monitored continuously. Based on movements in equity and debt markets, as well as various economic indicators, asset allocations are dynamically adjusted between cash, debt, and equities to ensure capital protection while aligning with your risk appetite and investment objectives.
Our entire investment approach is grounded in achieving sound asset allocation. Depending on your investment objectives, risk tolerance, cash flow requirements, and investment horizon, asset allocation may be managed dynamically or passively.
Research indicates that asset allocation accounts for 80% of a portfolio's returns, while security selection contributes 16%, and market timing only 4%.
Another key principle we follow is diversification. Diversification helps reduce the overall risk in an investment portfolio. Our approach spreads investments and associated risks across multiple schemes and asset classes, ensuring that occasional underperformance in a few schemes or asset classes does not significantly impact overall returns. Proper diversification also prevents undue concentrations within the portfolio. We maintain prescribed exposure limits at both the macro industry level and the micro company level.
Once the investment portfolio is executed, we diligently track it through varying market conditions and interest rate movements. We make suitable interventions wherever required, ensuring the best outcomes for you